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These days of austerity as well as relative anxiousness about having debt, some people balk against the idea of making use of a credit card in order to make acquisition of merchandise as well as pay for any gift giving occasion, preferring, instead only to rely on a tried and trusted means of making repayment - raw cash. However, if you possess the cash on hand to make the purchase in whole, then, paradoxically, that is the best time for them to use the card for several reasons.